1% interest* pa, fixed for 30 years, on 10% of your home & land purchase price.

Making home ownership a reality

Homeownership in New Zealand has become a challenge, but we believe it should be within reach for more people.

That's why Pro Fund Me, as part of the Built For Me programme, offers an innovative solution to help you afford your new home.

By partnering with trusted developers, civil works and suppliers, we can provide low-interest loans that reduce the financial barriers to owning a quality-built home.

Built For Me
The Collective

Why choose Pro Fund Me?

Quite simply, we offer the most competitive loan option in the market—1% fixed interest on up to 10% of your total purchase price. This allows you to reduce the amount you borrow from the bank, easing the path to homeownership. We’re backed by strong affiliations with key players in New Zealand’s building industry, ensuring that you’re in safe hands.

Simple process: Let us introduce you to an authorised Financial Advisor or Mortgage Broker to take care of the paperwork.

Accessible: There are no income caps or limits on the number of properties you can own.

How do our loans work?

Pro Fund Me’s 1% loan is possible thanks to our collaboration with builders and suppliers who invest in your future. When you borrow up to 10% of your home’s value, you pay a fixed 1% interest for 30 years, helping you save on mortgage interest. This loan works alongside your main mortgage, reducing what you need to borrow from traditional lenders.

How can we offer just a 1% rate?

Thanks to The Collective partners within the Built For Me programme. By prioritising transparency, precision, and leveraging the latest programming and processes, we maximize efficiency and keep costs low — allowing us to make these loans available.

The 1% rate helps to cover our minimal management fees.

Repayment made easy

Repayments are simple and affordable. You can pay off your Pro Fund Me loan over 30 years, with no penalties for early repayment. Neo Prime, our loan servicing partner, provides an online platform to track and manage your repayments with ease.

Got questions?

We know there’s a lot to consider when buying a new home. If you have any questions, head over to our FAQ page for more details on how Pro Fund Me can work for you or get in touch with one of our accredited brokers.