Terms of Use

Website

The use of this website, www.profundme.nz ("Website"), and all products and services accessed from it are governed by these terms and conditions. By using this Website, you agree to use the Website and any products and services available here in line with these terms and conditions. Products and services shown on the Website may be subject to specific terms and conditions applicable to each service. In the event of any inconsistency, the specific terms for a particular product or service will prevail over these general terms and conditions.

We reserve the right to amend all Website content, including these terms and conditions and the Privacy Policy, or to withdraw the Website from use at any time without notice. Your continued use of the Website after any changes indicates your acceptance of those changes.

In these terms and on the Website, "you" and "your" refer to the person accessing and using the Website, while "we," "us," "our," and "Pro Fund Me" refer to Pro Fund Me Limited Partnership, its related entities, subsidiaries, successors, assigns, agents, and associates.

Use of the Website

All content on the Website is provided solely for informational purposes. The information on the Website does not constitute an offer to enter into any legal relationship with you. Any credit applications will be subject to Pro Fund Me’s lending criteria, terms, and conditions. Fees may apply. We recommend seeking professional advice regarding the information provided on the Website.

Due to the nature of electronic communication, there may be delays, omissions, or inaccuracies in the information provided. To the extent permitted by law, we accept no liability in this regard. While efforts have been made to ensure the security of the Website, electronic communications inherently lack complete security. You acknowledge that any information you provide to us is done so at your own risk.

We have made every effort to ensure the information on the Website is sourced reliably. However, we are not responsible for any errors or omissions or for any outcomes resulting from the use of this information (including information posted by other users). The information on the Website is provided "as is" without any guarantee of completeness, accuracy, or timeliness, and without express or implied warranties, including, but not limited to, any guarantee that the Website is virus-free or defect-free. Use of the Website is at your own risk.

The Website may contain links to other websites managed by third parties over whom we have no control. We make no representations regarding the accuracy or any other aspect of the information contained in these external websites, and using these links is at your own risk. Links to third-party websites do not imply any endorsement or recommendation of those websites, and we do not guarantee their maintenance or regular updates.

We have taken measures to ensure that the Website complies with applicable laws and regulations in New Zealand, including privacy protections. The information on the Website is intended for use within New Zealand only and applies to services offered in New Zealand. Any services described are available only to New Zealand residents unless otherwise specified. By using the Website, you warrant that you comply with all New Zealand laws, regulations, and requirements.

Liability

Neither Pro Fund Me nor any other party involved in creating or administering the Website shall be liable to you or anyone else for any loss or damage (including indirect or consequential loss, such as revenue loss, system unavailability, or data loss) arising from or in connection with any use of, or access to, the Website or reliance on information found on or accessed through the Website (including links to third-party websites). To the extent permitted by law, we exclude all warranties, conditions, and representations (express or implied) related to the use of the Website or any related products or services.

We are not liable for any delay or failure in fulfilling these terms and conditions due to events beyond our control, including but not limited to natural disasters, labor disputes, shortages, communication network outages, legal restrictions, or actions or omissions by third parties.

Intellectual Property

All intellectual property rights related to the Website are, and will remain, the property of Pro Fund Me. You may use the information on the Website for personal purposes only; reproduction, distribution, or transmission of this information to others is not permitted without our prior written consent. A hard copy of information may be printed for personal reference but must retain all copyright and other proprietary notices. You are not permitted to claim any rights or interests in any reproduced material.

You may not link to any page of the Website without our prior written consent. If you do link to the Website (with or without our consent), you accept responsibility for any consequences of that link and agree to indemnify us from all associated liability, costs, expenses, losses, or damages.